Archive for December, 2011

Highlights From The NCR’s Credit Bureau Monitor

The credit bureau statistics indicate that consumer performance is holding steady, the acting CEO of the National Credit Regulator, Nomsa Motshegare said.

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Credit Score too Low for a Mortgage? Quick Fixes

Individuals with a credit score below 700 face having to make concessions in regard to their interest rate and home loan amount. But there are some steps would-be homeowners can take to quickly improve their credit score.

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Consumer Judgments For Debt Continue To Decrease

Civil judgments for debt continued to fall in October, suggesting that more consumers are meeting their financial obligations OR creditors are less inclined to proceed with enforcement action…

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How To Teach Your Kid About Credit

The best lessons come from simply talking with your child about why you make the credit choices you make and explaining the concept of borrowing money.

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Why Your Credit Report Is More Important Than Your Credit Score

Here are some other reasons to focus on your credit report rather than your credit score:

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Tips To Avoid The Festive Debt Trap

Consumers spend too much at Christmas and fall behind with their debt repayments in the new year. Consumers need to spend wisely in the festive season and start the new year debt-free.

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