Archive for Credit Report
Credit Reports Deny Employment
Given that backdrop, some argue that employers should hire based on skills and qualifications and not credit report histories. Those in the job market have plenty of obstacles right now and should not have to try to defend the fact that they missed payments on bills.
Read moreWhy Your Credit Report Is More Important Than Your Credit Score
Here are some other reasons to focus on your credit report rather than your credit score:
Read moreCredit Reports In Employment Screening
The use of credit reports in employment screening has increased dramatically, in recent years. Employers view a poor credit report as a predictor of potential financial mismanagement and fraud, in the company.
Read moreCredit Report #1 Reason For Home Loan’s Being Declined
“However, the result is often the same as both a negative credit report rating and an adverse listing (blacklisting) on your name can seriously hinder your ability to secure home loan finance.”
Read moreBanking Charges Lead To Credit Bureau Blacklisting
Most customers mistakenly believe they do not need to obtain a copy of their credit report from the credit bureau especially when they do not owe or have never defaulted on a bank loan. But there are many pitfalls that can get you blacklisted, without you necessarily being a bad borrower.
Read moreNCR Encourages Consumer’s To Get Their Credit Report
NCR urges consumers to actively manage their credit report. “You are more able to control your credit experiences if you are aware of your credit report. By doing this, your credit report will not come as a shock when you apply for credit or are denied credit”.
Read moreCredit Reports and Credit Scores: Beginners Guide
Most lenders as well as many service providers and employers utilize credit report information in assessing applications for credit, services and employment.
Read moreCheck Your Credit Report Before Applying For A Loan
“Of all our cases last year, 70% of consumers contacted the Credit Ombud office for assistance after their credit application had been rejected due to a negative listing (blacklisting) on their credit report,”
Read moreCorrecting Credit Report Errors (Part 2)
For years, credit bureaus and their practices was a mystery to consumers. Yet, the credit bureaus, by virtue of the information they report about you, influence your access to credit, money and wealth creation.
Read moreCorrecting Credit Report Errors (Part 1)
If you up for the challenge, here is what we recommend you do to correct/dispute any inaccurate information on your credit report.
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