Archive for Credit Score

Why You Need To Know Your Credit Score

We don’t often consider the state of our credit report as an ‘advantage’, but your good credit behaviour could just give you the competitive edge when applying for that next job, a new home loan, or vehicle finance.

Read more

Consumers “score low” On Credit Scores

The poll revealed almost three quarters (73%) of people did not know what their credit score was. The flash poll also revealed that only 18% knew their credit score, while 9% didn’t know what a credit score referred to.

Read more

6 Ways You Might Be Hurting Your Credit Score

Maintaining and improving your credit score is somewhat of a science and can be confusing at the best of times. We have highlighted 6 major impacts to assist you in getting and keeping a good credit score.

Read more

Improving Your Credit Score Without Gimmicks

Maintaining a great credit score or boosting a low credit score, just takes some know-how and diligence. Here is some fantastic insight to assist you.

Read more

Expert Advice To Boost Your Credit Score

Reaching a settlement won’t improve you credit score per se, but it will help you get more affordable monthly instalment and mean that you pay off the outstanding balance quicker – which in the medium term will improve your credit score.

Read more

7 Innocent Ways To Damage Your Credit Score

But did you realize that otherwise insignificant financial decisions can also cause your credit score to plummet? Keep your credit report pristine by avoiding these potentially destructive moves whenever possible.

Read more

Available Credit to Debt Ratio: What it Means to Your Credit Score

However, there are many other factors involved when it comes to determining your actual credit score, and not all of them have to do with whether or not you pay your bills on time each month.

Read more

Why Debt Consolidation Loans Don’t Work For Credit Scores

If you have a debt consolidation loan in progress, keeping your credit cards active by using them for a nominal purchase (R100 or less) may help you to lessen the potentially negative impact on your credit scores.

Read more

Credit Score: How To Improve

“Many people assume that as long as they pay their accounts on time, they have an excellent credit status. Seeing one’s credit score can be a real eye-opener.”

Read more

Credit Reports and Credit Scores: Beginners Guide

Most lenders as well as many service providers and employers utilize credit report information in assessing applications for credit, services and employment.

Read more