Archive for Credit Report
Correcting Credit Report Errors (Part 2)
For years, credit bureaus and their practices was a mystery to consumers. Yet, the credit bureaus, by virtue of the information they report about you, influence your access to credit, money and wealth creation.
Read moreCorrecting Credit Report Errors (Part 1)
If you up for the challenge, here is what we recommend you do to correct/dispute any inaccurate information on your credit report.
Read moreCommon Credit Report Errors
In 2004, U.S. PIRG did a survey of consumer credit report errors and found that 1 in 4 reports had “serious errors” that could result in denial of credit. You read that correctly: 79% of credit reports had an error of some kind. That’s absolutely stunning.
Read moreCredit Report May Disqualify You From Employment
In terms of the NCA, a prospective employer may only assess a job applicant’s credit report for the purpose of verifying employment and only with the consent of the applicant, which must be obtained prior to viewing the credit report.
Read more88% of Credit Bureau Information is Incorrect
14 836 disputes were lodged about the accuracy of information, of which more than 6 000 had been resolved in favour of the complainant and only 847 had found the information could remain unchanged.
Read moreCredit Bureau Holds The Keys
If you have previously defaulted on your rental payments and are blacklisted on the credit bureau database, you are unlikely to secure that new home, if your prospective landlord screens you on TPN.
Read moreCredit Reports Prevent Employment
John Vaughan (Financial Advisor) @ Lucid Living We’ve all been coached on how to spruce up our CV, how to dress and what to say in a job interview. Neutral tones, firm hand shake and always maintain eye contact. Follow these well established pointers and you should be a shoe-in. Related Posts:Blacklisting For Non-Payment of [...]
Read more10 Tips To Maintain A Good Credit Report
Adv Kate Thambiran @ Lucid Living Unless you fall within the top 10% of South Africans, based on earnings and wealth, having a clean credit report is crucial for getting on in life. Particularly if you want to get finance to buy a house or expand your business – and even to secure some types [...]
Read moreCredit Reports & How To Clear Blacklisting
However, all blacklisting is capable of being deleted from your credit report, earlier than the prescribed display period. The required process for removing the particular blacklisting varies according to the category.
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