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Archive for Debt

Christmas – A Time To Save

The panel encouraged consumers to think of creative and cost-effective gifts for Christmas. They leaned toward a saving, rather than a spending theme, over the festive period.

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Don’t Over-Spend This Festive Season

The NCR is focusing on educating consumers about using credit responsibly during and after the festive season and spending within their means.

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Good Debt vs. Bad Debt: How to Balance Your Credit

Having the wrong balance of credit types can mean a significantly lower credit score, and that can lead to higher interest rates, lower credit limits, and in some cases, denied credit applications.

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South Africans Drowning In Debt

Debt counselling agencies are swamped with 276,601 applications for debt reviews – a last-ditch intervention to allow consumers to restructure debt to avoid blacklisting or repossession.

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How Much Do You Owe? Guess Again

And that leaves ignorance: The possibility that Americans simply don’t know how much they owe.

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Consumers Curb Debt

FNB said customers had become far more aware of costs and were consolidating their high-cost credit card debts with less-expensive fixed-term debt.

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Saving VS Debt

Financially it makes sense to pay off your debts first before saving. This is because you are paying anywhere from 15% to 30% for short-term debt and at most you would grow your savings by 12% in the current markets, so effectively paying off your debt provides a better return.

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How To Manage Debt Better

Recent research by Lucid Living has found that the average person contacting them with debt problems has a total of R220,476 worth of debt in credit cards, overdrafts, personal loans and other unsecured debts.

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Debt-Free Weddings

Your wedding day should be one of the happiest of your life – but if debt and bills are looming thanks to your excessive wedding, it puts a damper on your marriage. So be sensible, and compromise on a dream day in order to have a dream life.

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Consumer’s Credit Binge Causes Indigestion

The most serious problem is the extent of consumer indebtedness. There can be little doubt that South Africans have been on a credit binge over the last few years.

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