18 Mar 2013

Want A Car? Keep Your Credit Report Clear – Says Wesbank

Credit Report, Vehicle Finance No Comments

John Vaughan (Financial Advisor) @ LUCID Clear Credit

Ensuring that you have a clear credit report is the first and foremost step prior to applying for finance, as without a clear credit report your finance application will not be successful. Read more

14 Mar 2013

Avoiding Homeloan Declines

Home Loans No Comments

Staff Writer @ BetterBond

Whether you’re a first-time buyer or you’ve been through the process before, waiting to see if your bond application will be approved can be one of the most stressful aspects of buying a new home. Read more

10 Mar 2013

Credit Report Errors: 40 Million Americans Hurt by Mistakes

Credit Report No Comments

Tristan Powys (Credit Counselor) @ LUCID Clear Credit

Is your Credit Report accurate? CBS reports that the Federal Trade Commission (FTC) (SIMILAR TO THE NATIONAL CREDIT REGULATOR IN SA) says one out of five Americans has an error on their credit report. Read more

14 Feb 2013

Buying a house? Your credit rating is your most important asset

Home Loans No Comments

Staff Writer @ OOBA

If you’re thinking about buying your first home, get your financial affairs in order as soon as possible. You need a clean credit record to secure a home loan. Read more

23 Oct 2012

With Home Loans, Strict Is The Rule

Home Loans No Comments

Tristan Powys (Credit Counselor) @ Lucid Living

With 30-year home loan rates hitting new lows and banks under pressure to extend more home loans, you’d think that banks and other lenders might be loosening up on their hyper-strict underwriting standards. Read more

17 Oct 2012

South African’s Drowning In Debt

Debt No Comments

John Vaughan (Financial Advisor) @ Lucid Living

Almost half of those with access to credit now have blacklisting, according to the latest statistics released by the National Credit Regulator. Read more

11 Oct 2012

Home Loans Are All About Credit Scores

Home Loans No Comments

Tristan Powys (Credit Counselor) @ Lucid Living

While most home loan applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a home loan or not. In addition, it makes a difference to a lower interest rate and a smaller deposit, if you are able to boost your credit score into the next level. Read more

01 Oct 2012

Consumer Financial Vulnerability Index Q2 2012

Money Management No Comments

John Vaughan (Financial Advisor @ Lucid Living)

“SA consumers experienced severe strain on their cash flow during the second quarter of this year,” according to the Consumer Financial Vulnerability Index (CFVI). Read more

19 Sep 2012

Home Loan Application Fraud Up 23%

Home Loans No Comments

John Vaughan (Financial Advisor) @ Lucid Living

More people are lying about the state of their finances in an attempt to take out loans for homes which are beyond their reach, a study has found. Read more

10 Sep 2012

Why You Need To Know Your Credit Score

Credit Score No Comments

Tristan Powys (Credit Counselor) @ Lucid Living

If you ever applied for a personal loan, a clothing account or vehicle financing, you can consider yourself having been ‘credit checked’. Read more

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