Read real-life testimonials from our clients, who we have helped with credit reports, financial advice, credit rehabilitation and debt counselling.

Thank you (Michael-Anne) very much for helping me on my credit score improvement.

From a score of 1 to 672 in a period of 4 months it’s really satisfactory.

Your advice helped me a lot now I feel I am reaching my goal.

Kind Regards

Siba Ndlovu

21 August 2018


To whom it may concern

Hi Raaziya

With love and gratitude, thank you so much to you and your team, yesterday my car finance was approved same time and car delivered same day

Thank you so much

Will definitely recommend your service to others

Kind Regards

Senzo B

25 August 2017 

To whom it may concern

I would just like to give you this message. I worked with Winnie she was the one assisting me in updating my profile. She is very good and professional in her work i will recommend her to all the people i know and she is a very good asset to the LUCID company. Keep up the good work Winnie

Mnr Erick Nel
16 August 2017

Hi Lucid,

Firstly I just want to say thank you to these two gentlemen (Saeed & Lebogang) for helping me drive the cars that I am driving today.

Because of Saeed I am the proud owner of Golf7 Gti which I bought last year and this year I bought another car Chevrolet bakkie utility 1.8 sport because of Lebogang.
Thank you, very much guys keep up the good work.

Regards, Phillip Phukuntsi.
11 July 2017

Hi Aneshree
Mr Marthinus van Rhyn who went through the Credit Score Builder Support from Lucid qualified for a mortgage and is busy buying the house he wanted originally!
Good job – thank you!

Reathe Rain, MD, South African Housing Club
5 June 2017

Good Day Winnie and Mbali

This serves to express my gratitude for your advice, support you have provided to me during the past four months. It was not an easy journey but it was indeed rewarding at the end.

It is with great pleasure to inform you that standard bank has approved my bond application for 80%.

I trust that you will continue to work very hard to improve the lives of the people.
With respect and gratitude
Miss Lungelwa Papiyana, Buffalo City

Morning Rakesh

Hope all is well this morning

Thank you very much for your help with my profile it was fast and great working with you guys.
Mr Eric Sebola, Polokwane

Thank you Mbali,

Lucid have really helped me to improve my credit score, I have manage to buy myself a car.

Thank you Lucid


Mr Thokozani Mdletshe, Johannesburg

Hi Fikile

Many thanks for your professional conduct in experditing all my requests.
I will definitely make use of your company’s services in the future.
Once again thanks, service rendered, EXCELLENT.
Mr D Smith, Cape Town

Hi Lucid
This is Mr and Mrs Galela and we just want to thank you for everything Lucid done for us since last year October in January 2013 we were approved by FNB Housing for a house of  433 000.
Thank you
Mr and Mrs Galela, Eastern Cape

Good Day Vashegan
I would like to take this particular opportunity and express my sincere thanks and appreciation to the Lucid Institution for the assistance you provided in dealing with my credit profiling. Furthermore the guide i need to follow in terms of rebuilding my credit worthiness.
Allow me to also sent special thanks to Mr. Vashegan Phillips, who took me through the initial stages and Ms Fikile Ledwaba from the Legal Department.
Thanks a lot guys, really appreciated.
Kind regards
Mr T Mokae, Rustenburg

Hello Mr Henry

Baba i don’t know  what to say  but thank you so much. I wish one day  i can see you.

LUCID CREDIT keep up all the good work. You have done a lot for me.
I pray you can do the same for others.
Henry may the Lord bless you more and more.
Mrs A Smemo, Johannesburg

Hi Nomusa
I don’t know how to express my gratitude to you. Im so happy!
You have made a real difference to my life.
Because of your help, im the proud owner of a new Chevrolt Cruze 2.0.
God bless you and your LUCID team.
Mr MB Maphoke, Durban

Hi Lizz
Wow its been a journey to reach this point. Thank you so much, i appreciate your assistance and professional service.
I will definitely recommend more people to get help from you.
Thank you
Mr J Mavundla, Pretoria

Hi Lizz
Just to let you know that the bond originator we have used has already let us know that all my disputes have been cleared and our bond application has been approved by FNB, we have signed all relevant documents with the conveyencing attorneys etc and are now just waiting for the transfer to go through.

Thank you Kindly
Mr F Lopez, Johannesburg

Dear Nomusa and Henry,
I thank you guys with all of my heart for all the hard work and dedication you guys have shown in the last couple of months. It has been quite a journey, but it is obvious that you guys are professionals. I have already refered a couple of my friends to you and i will keep giving hope to people who think that there is no way out when it comes to your credit record.
The team at Lucid has got all the”know how”, and if you have any querries or you can’t see a light at the end of the tonnel, give these guys a call………THEY ROCK!!!!!?

Mr P Henning, Johannesburg

Hi Mildred
I would really like to thank you for a job well-done and your unrelenting support throughout my family’s financial anxieties.  I should have sent the compliment much earlier but it sounded to me like a farewell to you, which I’m not ready for right now because I’m looking forward to your continued support and expert advice from time to time.  I’m happy that I managed to obtain my car and other credit facilities and will let you know how it’s going with my wife.
I wish you prosperity in your endeavors to produce more satisfied clients like me.

Warm regards
Mr J Molise, Palaborwa

Hi Mildred

I would like to say thank you very much for the help you gave me to fix my debt rehabilitation, I am now being helped for car finance. I hope the commitment you had towards me you can show to other people who might need the same help from you guys.

I really appreciate you and all the best in your future work, and thank you to Lucid Living.

Mr N Nongwane, Johannesburg

Good day Tafadzwa
Firstly I want to comment you for the excellent and professional service been rendered.
You’ve done in (3) weeks  what I’ve requested more then (8) months back.
I also want to thank you for the constant feedback and progress reports.

You’ve confirmed my trust in your organization and I will gladly recommend your services to colleagues or friends should the need arise.

Mr J Matroos, Pretoria









Dear Tafadzwa



















Hope all is well.
Thanks for all the hard work, on clearing my name with the credit bureaus.
I have been struggling to get the car for a year now.


I am now a proud owner of the new Corolla 2012.
Thanks a million.
Margaret Yoto, Johannesburg



















I would like to take this opportunity in congratulating you and your wonderful coworkers at LUCID for your World-class services.  The 2 people at LUCID, Craig and Nellie that changed my live around and give me back my credit abilities to go forward with a positive attitude and healthy credit record. I think that these two individuals positive outlook, professional services, support, motivation etc, is the reason that I can write this email corresponds, to motivating you to keep up with the A-class Client services.

I will, without any hesitation recommend LUCID and the team to anyone.









































Dr T Deysel, Durban

Dear Lizz

Thanks my dear for the advice. I will definitely contact you for any legal service. You have really proved to render a very good helpful service.Kindest regards

Ms L Mahlangu, Emfuleni

Dear Nellie,


Thank you for your great efforts in removing the my name from the credit bureau records for the 2 Judgments. It shows that Lucid does go the extra mile for their customers.



Mr T Adams, Cape Town


Hi Tafadzwa

Thx gal for all the assistance [credit rehabilitation], I am a proud owner of Ford Figo.


Ms L Ntenteni, Johannesburg

Thank you very much for the service you guys gave me especially from one of your consultants THANDEKA DLAMINI. She did an excellent job for me from bad credit to a good credit and the advice she gave me. For me lucid is the good company for credit fix.



Mr V Nkosi, Durban


Good morning Maryke & compliments of the New Year



Thank you for your excellent  contribution on this matter . I am indeed highly impressed with  you and your colleagues’  level of professionalism since the first day I interacted with you. Keep it up.



Mr N Mathenjwa, Pretoria

Firstly I would like to thank Craig for all that he has done with regards to my current case.

I am at a point where I do not care of the outcome with regards to my application with the bank but just want to commend you for the utmost professional work and service. I highly recommend Lucid Living to anyone in need of legal, professional advice.

Thanking you all sincerely

Kurt, Johannesburg.

I truly appreciate all the assistance that Lucid has give me. From the beginning they explained to me the process that will be followed in getting several judgments against me rescinded.

They were always friendly and willing to talk to me and kept me informed of progress throughout the entire process of clearing my credit report. They provided me with excellent advice and service.

I highly recommend them to all who may need their help in getting their credit record cleared. Thank you Lucid.

Andrew, Pretoria.

Firstly I would like to sincerely thank the two of you for assisting me in clearing my name and helping me to move on with my life, and for making it possible for me to obtain vehicle finance. The manner in which my debt facility was handled was done very professionally and also very speedily.

I can honestly say that without Lucid Living and the expertise of Donovan and his team this would not have been possible.


Louis du Plessis, Pretoria.

Firstly I would like to thank you (Donovan) and Avelile for all  that you have done for me.

I am in receipt of your mail dated 18th March, and wish to thank you and your team for your utmost professional work and pursuance in restoring my name and credit reputation. I acknowledge and highly commend the services of Clearcredit Lucid Living to anyone in need of legal, professional advice.

Thanking you all sincerely,

Viola, Johannesburg.

I was blacklisted with the credit bureaus and could not buy a car. My application for finance was declined more than ten times with all the banks. I was advised by a friend to contact Lucid Living, to assist me to clear my name.

It took just 30 days for their attorneys to clear my name with the credit bureaus and I am proud to say my name is cleared and have got my new car.

So if you are blacklisted with the credit bureaus, just visit Lucid Living to clear your name with very very low fees to pay. Now I am a free man with a clean credit profile.

I would like to thank Lucid for clearing my credit profile.

Wilson, Durban.

Dear Donovan & Craig,

Hi ek (Lichelle Randall, Toyota Capetown) wil net se my klient is baie gelukkig met die diens wat hy van Lucid Living af gekry het, hulle is glad nie duur nie en die diens is is puik.

Die klient se dat dit so lekker is om te hoor daar is nog mense wat omgee om ander te help.

Hulle sukkel al vir n jaar met n Standard bank vonnis wat betaal is en net nie afkom nie.


I had a default on my name with the credit bureaus. I was on the net appling for a home loan from Obba and my application was declined and they advised me to contact Lucid Living, to assist me to clear my name.

I contacted Donovan on the 16th of August and it took him 9 days to get my name cleared. Now i’m in the process of appling for my bond.

I would like to thank Lucid for clearing my credit profile.

Chantal Moodley, Durban.

I’m so glad to such an extent that I feel like buying you (Fikele) flowers as a token of appreciation.

Thank you very much for clearing my name at the credit bureaus, I owe you one.

Bongani, Johannesburg.

We send through stuff all the time and Lucid is very good they are quick and efficient.

Alison Palmer, F&I, Toyota Finance, KZN

I wish to express my appreciation for very professional service & attitude and excellent manners I received from Marius while dealing with Lucid living regarding my wife’s credit report. I recommend him without any hesitation to anyone who wants to be treated fair, professionally and effectively.

Dr K A Janowski

To the whole Team at Lucid

We (Honda Kyalami)  had a deal where one of our customers, who was looking to finance 3 bikes from our dealership,  and upon us doing his application for finance we picked up that he was listed on ITC,  and for a financial institution to assist the customer with finance would be difficult.

We contacted Lucid and Donavan Fox was there to assist us and he never lost his patience with us and our million calls…. Always helpful and making jokes to calm us down, even though sent the lead to him very late and he never complained about time…

And once we received all the required documents and had the client sign the documents. We had an outstanding response and the client was removed from ITC.

We started working on this transaction at 8 am on the 28/09/2011 and at 12pm 28/09/2011.. the clients ITC profile was changed to enquires only and no trace of the ITC Listing…

In a span of 4 hours the clients ITC was cleared and the client was able to finance his 3 bikes… In 4 hours…

Thank you Lucid and a warm heartfelt thank you to Donavan Fox who went out of his way to assist us in the matter and never complained when we called him a million times….

Donovan under promised by saying the listing will be removed in 7 working and over delivered by doing everything in his power to get our client removed off ITC in 4 hours…

We put Lucid to the test and we are still blown away…

Kind Regards
Refilwe Mofokeng, Honda Kyalami

I just want to compliment Craig Jardine for his good service.

He has been a great help to me and answered all my questions. I am very satisfied with the services he has given me and I would gladly recommend him to anyone.

I must say he knows what he is doing, and he knows what he is talking about. He is a very intelligent guy.

Ms Sewsunker, Johannesburg

I have had a lengthy conversation with Ms Lizz Pather, who by the way was of superb assistance, this morning.  I have told her about my frustrations regarding the credit bureau.  She has been very helpful and i can only hope that all your consultants are of her standard!

George Moor

Good Day

I had great service from this wonderful guy [Craig Jardine]. He made me feel so debt free.

I am going to recommend him to more of my friends watch the space.

Rebone Setshedi, Johannesburg

Hi Avelile











Thank you very much for all your help, it’s not everyday that you find companies going the extra mile, as you and your respective manager and senior partner has. Thank you for always keeping me updated.











Geraldine Busch, Cape Town



















Hi Avelile











Thanks a million, you must have done customer care at school, im going to tell everyone about your service and your company.











Dudu Manana, Nelspruit





















Dear Avelile
Good to know that this is sorted out now. [You] Have no idea how grateful I am for everything you and [your] company did in getting this sorted for me.
Again I would like to say thank you.
Johnny Daniels, Johannesburg



Dear Lizz,

You have been true to your word. Thank you so much for this. My faith has been restored. Truth crushed will rise again! The light at the end of the tunnel is indeed not an oncoming train.

Keep up the good work.

H Fisher, Pretoria

Hi Lizz

I cannot thank you enough for excellent service, you ROCK!

R Du Plessis, Cape Town





































Dear Sash





I’m very happy that my problem was handled by you. You were really God sent, patient and efficient with your work. Even though I was not responding as much as you wanted but you kept on pushing gently until everything came to success. I feel so blessed to have you as my helper and I’ll recommend you to other people who also have the same problem like me.
Also give my thanks to Nadia Vajeth as she was the first person to deal with.

May God richly bless you all and may He enrich and meet all your needs and desires.

S Gasa, Cape Town





































Haai Avelile



I would like to say thank you very much I really appreciate your help I can now tell other people about you at Lucid Living , please carry on doing the great work.

Mr N Nongwane, Johannesburg

























Hi Marius
I really want to say thank you for getting into contact with me 10minutes after I’ve sent you a mail, that is what I call service!!! I was so despondent when I called but you came up with fantastic solutions that enabled me to relax and breathe again!! I would advise anyone to use Lucid Living as their “problem solver”. Great job, well done and keep it up!!!
Thanks so much!!!
Ms L Bailey, Pretoria

[After subscribing to Lucid, this client’s credit worthiness was rehabilitate and she has since purchased a motor vehicle and has been pre-qualified for home loan finance]





































Good-day Sash,
Thanks for your assistence you are the best man. Finally I will be able to continue with my life with a good credit record. Let the almighty bless you and give you the strength to continue assisting others. THANKS!!!!
Mr S Nkosi