FREE, instant access, to online CREDIT RATINGS, for LIFE!


Knowing your credit status and working towards a good credit status is important. It can improve your chances of being approved for a home loan rather than being sent away from the bank disappointed.

Banks look for low-risk borrowers. Consumers with good credit ratings show a good track record of repayments on debt.

A good credit record is essential when banks look at the financial history of a client. When banks look at a potential home buyer’s profile, they check their credit history and risk profile to be certain that they can afford the monthly repayments and that they have a record of paying back credit responsibly so that the bank’s investment carries the minimum risk.

LUCID gives you FREE access to your credit report, for life. Take a look at how the financial world sees and judges you. FREE Credit Report.