Irresponsible Advertising

False and misleading adverts for credit are unlawful in terms of the National Credit Act. An advert for credit must highlight all the costs to the buyer. Unlawful advertising often tricks consumers into applying for credit that is expensive and un-affordable for the consumer.

Talking About Debt

Adv Kate Thambiran @ Lucid Living There is nothing romantic about debt, so many of us may decide not to tell our new spouse about our outstanding bills. For other people, the fear is the reaction of their husband or wife if they find out that you’ve gone into debt using […]

Financial Bucket List

John Vaughan (Financial Advisor) @ Lucid Living The beginning of a new year is the time that many people re-evaluate themselves and set goals for personal and professional improvement. Unfortunately a few weeks into the year these great goals give way to unhealthy old patterns that resurface. With two months into this year, […]