I hereby nominate, constitute and appoint LUCID Clear Credit (Pty) Ltd (2011/128765/07) (“LUCID”) and its successors in title, with Power of Substitution to be my true and lawful agent in my name, place and stead, to deal with any matter and sign all documents necessary, to obtain my consumer credit information from all credit bureaus and creditors and perform a pre-qualification finance assessment and make same available to me. I consent to Lucid obtaining information related to my properties and vehicles, for the purpose of Lucid providing me with asset valuations and offers of related services. I agree to Lucid contacting me and utilising my aforementioned personal information to provide me with a copy of my credit and financial standing report, home and vehicle valuation reports, to prepare for and conduct credit/financial/legal consultations with me, from time to time, to provide advice to improve the likelihood of me qualifying for finance or qualifying for better borrowing terms and counseling me on my legal rights related to my credit, finance and assets. I consent to Lucid profiling my aforementioned personal information for the purpose of finding me appropriate third party products and services, that meet my financial and lifestyle needs, from time to time, and offering these products and services to me. I accept that Lucid will retain all of my personal information and may process and use same, at its sole discretion, for any processing of the aforesaid purposes within the normal course and scope of its business. Your personal information will not be shared with third parties, however we may disclose your personal information to third parties who are involved in the marketing and/or provision of the aforementioned products or services to you, provided they are able to ensure that they comply with our privacy terms. We will ensure that anyone to whom we pass your personal information onto agrees to treat your information with the same level of protection as we are legally obliged to. I understand that I may revoke this authorization, in writing to LUCID, at any time and unless revoked, it shall remain in force and effect.